h3 /* Sub headings */  { font-size: 16px; font-family: Arial, "Trebuchet MS", Geneva, Helvetica, SunSans-Regular, sans-serif; font-weight: bold; margin-right: 0; margin-bottom: 1em; margin-left: 0 }
p { font-size: 12px; font-family: "Times New Roman", Georgia, Times, serif }
a:link { color: black }
ul  { font-size: 12px; list-style-type: disc; margin-right: 0; margin-left: 40px }
h4  { color: navy; font-size: 16px; font-weight: bold; margin-right: 0; margin-left: 0 }